Benefits

Experience Our Total Compensation Package

Learn more about Financial Architects career opportunities. Whether you’re beginning your career, changing jobs or switching careers, we may be the right fit for you.

Your earnings are just one part of a total compensation package. Benefits available to eligible financial services professionals* include:

• Medical, dental and vision coverage
• Top producer incentives
• Total retirement savings
• Adoption assistance
• Disability insurance
• Group life/accidental death and dismemberment insurance
• Flexible spending accounts

Medical, dental and vision coverage.

MassMutual offers medical, dental and vision coverage for you, your spouse and your eligible dependent children. Coverage for your domestic partner and his/her eligible dependent children is also available within limits. Eligibility is based on your contract status, which your General Agent can discuss with you.

Top producer incentives.

MassMutual rewards top producers with the opportunity to defer more of your eligible compensation on a tax-deferred basis through the MassMutual Agent Non-qualified Thrift Plan.

Total retirement savings.

MassMutual's total retirement program is designed to recognize your contributions to the company and to provide the tools necessary for you to actively participate in and plan for your future. Upon your contract endorsement, the company provides the MassMutual Pension Plan, a cash balance plan, at no cost to you. In addition, the MassMutual Thrift Plan offers you an opportunity to save before-tax and after-tax dollars.

Adoption assistance.

MassMutual reimburses 100 percent of certain expenses incurred when adopting a child age 18 years old or younger, up to $4,000. Certain limits apply.

Disability insurance.

If you suffer a significant accident or illness resulting in disability, MassMutual provides short and long-term disability programs.

Group life/accidental death and dismemberment insurance.

MassMutual provides group term life insurance protection. Supplemental life insurance coverage is also available at group rates. Accidental death and dismemberment insurance is included with the total group term life insurance elected. As an added incentive, MassMutual provides company-paid group variable universal life insurance for those individuals who qualify.

Flexible spending accounts.

Putting money into a FSA may save you 15 percent to 30 percent or more in taxes on eligible health care or dependent care expenses. You determine how much you wish to contribute with before-tax dollars. These dollars are used to reimburse you for eligible expenses.

* Eligibility applies only to those financial services professionals who hold a full-time career contract (X4X) with MassMutual. Eligibility for subsidized benefits and before-tax coverage is based on meeting certain contract requirements. Benefit plan provisions are subject to modification or termination.

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