Background

Richard has worked with small businesses in one professional venue or another since 1983. Prior to joining Financial Architects, he spent 14 years with another financial services firm in Rochester.

"When I was introduced to Financial Architects, I was impressed immediately with the company’s depth of presence in the Rochester community. I was further impressed with the professionals and systems at my disposal. As a result of these resources, I can be more effective in serving clients."

Philosophy

"Business owners in particular have many advisors. They have accountants, attorneys, insurance people, investment professionals, lenders and more. And in fact, most of these advisors do good work. However, all of these functions can affect the client’s financial life now and in the future," explains Richard.

"The best ideas can get lost in the fray when advice is received by different people, at different times, under ever-differing circumstances. In reality, most small- and medium-size businesses don’t afford themselves the luxury of a meeting of the ‘board of directors’ and that can result in ‘financial inefficiency.’"

Richard believes that good financial decision making is the result of a coordinated effort, which need not challenge existing relationships. "My goal in each case is to maximize the benefits of all assets and resources available for the good of the client and those for whom he or she cares most."

In his spare time, Richard enjoys tennis and fitness. He is the proud father of two adult children.

Insurance Representative of Massachusetts Mutual Life Insurance Company (MassMutual). Richard Mackie is a registered representative of and offers securities through MML Investors Services, LLC, Member SIPC (www.sipc.org). Supervisory office: 600 Clinton Square, Rochester, NY 14604 (585) 262-5600.