The SpecialCare^SM Program

Helping you develop a life care plan for a loved one

Life care plan: a coordinated program of future care planning, financial and legal strategies for people with disabilities and their families.

Planning for the financial well-being of a family member with special needs can be complex. These challenges extend into many areas including earning and supplementing an income, creating a safe and accessible living environment, fulfilling special equipment needs, obtaining the extra help needed to get an education, and/or maintaining or increasing personal independence. All of this needs to be taken into consideration in planning for an uncertain future.

At Financial Architects, our Special Care Planners take a team approach to help ensure proper life care planning for the future of a person with a disability or other special needs to help caregivers make those all-important life care planning decisions.

SpecialCare^SM is an exclusive program of Massachusetts Mutual Life Insurance Company (MassMutual). It is an innovative outreach initiative that provides access to information, specialists, and financial products and services that can help improve the quality of life for people with disabilities and other special needs and their families and caregivers. We can provide caregivers with the educational tools to help them understand the critical aspects involved in formulating their life care plan, including:

• Special needs trusts
• Guardianships
• Insurance products
• Medical-bill filing & claims filing services
• Estate & tax planning concepts
• Government benefits

As Special Care Planners, we work with you and your professional advisors—your banker, accountant or financial planner, lawyer, social workers and health care providers—to review your total financial picture and offer customized service and sensible solutions.

Financial Architects’ Special Care Planners receive advanced training and information in estate and tax planning, special needs trusts, government programs, and the emotional dynamics of working with people with disabilities and other special needs and their families.

The certificate program is offered by The American College in Bryn Mawr, PA, exclusively for MassMutual financial professionals.

Contact us and find out how a Special Care Planner can help, or go to www.massmutual.com/specialcare.