Background

From his first job out of college as a management trainee at a large bank to the position he holds today, Andrew is living proof that diverse experience is a great teacher and stepping stone. Early on, “I gained experience in financial services and in banking operations, customer care and management,” explained Andrew in characterizing his career trajectory. Over the next several years, Andrew gained additional experience as a branch manager and account executive in mortgage products.

"The move to Financial Architects was a natural evolution for me in my professional development as I’ve enjoyed and felt I was good at helping clients address the big picture,” adds Andy. “My experience in so many different aspects of financial services and banking helps me be more effective with clients who have diverse needs on so many different levels."

Philosophy

For Andrew, his early-career experience in a variety of management and sales roles, coupled with his family upbringing, taught him the importance of having goals and taking a long-term focus. "My understanding of the industry, products and services overall is part of what makes me effective as an educational resource to clients," said Andrew. "There are so many ways to add value. For example, many people who have life or disability income protection through their employer don’t really understand what it covers and if it’s helping them get where they want to go. This is frequently where I can be of help."

Andrew works well with a variety of clients, including forward-thinking young professionals, small business owners, mid-career professionals and families, and people anticipating retirement. What distinguishes Andrew most from other financial service professionals is his enthusiasm helping clients with strategy around retirement and young people with developing financial goals for the future.

An ideal client for Andrew can be someone starting his or her family or a business, but with a commitment to building relationships and achieving goals. "Having spent so many years in various roles, I can see clearly where my true north lies in working with people on the bigger financial issues in their lives."

Insurance representative of Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates. Andrew Napierala is a Registered Representative of and offers securities through MML Investors Services, Inc. member SIPC, a MassMutual subsidiary. Supervisory office: 600 Clinton Square, Rochester, NY 14604 (585) 262-5600.